International Guests

At Top Mortgages, we also specialize in arranging finance for clients that are immigrating to Australia or moving to Australia temporarily and wish to purchase property.

Permanent Residents
If you are arriving in Australia on a permanent residency visa and wish to purchase property as your primary place of residence, you may qualify for a Government incentive called the First Home Owners Grant. For more information please contact us any time or visit the relevant Office of State Revenue:

Non Permanent Residents
It may be possible to purchase property and obtain a mortgage in Australia without being a citizen or permanent resident. Foreign purchasers intending to acquire real estate in Australia must seek prior approval from the Government through the Foreign Investment Review Board unless specifically exempted by the Foreign Acquisitions and Takeovers Regulations (more info at

Foreign Investment Review Board approval is also required for clients that are living and working in Australia under the relevant visas that wish to purchase property but do not have a permanent residency visa.

International Callers:  +61 08 9562 1591