Home Loans

Home Loans

With a large panel of lenders to choose from, Top Mortgages can find a loan to suit your needs. Whether you’re self employed, an employee, have credit impairment or a first home buyer, Top Mortgages can help.

Home Purchases:

If you are buying a new home, you want a broker that will take into account your needs and adhere to finance approval and settlement time constraints to take some of the stress out of buying a new home.

Refinances:

You may be refinancing to obtain a better interest rate or simply because your needs have changed and your current product no longer suits your requirements. We can help you unlock the equity in your home for a variety of needs such as consolidating debts, home improvements or renovations, business capital, personal investment and for many other purposes.

First Home Buyers:

Top Mortgages can arm you with all of the information you need to purchase your first home. From using your first home buyers grant to form part of your deposit to obtaining pre approval to aid you in choosing a home that is right for you.

Investment Loans:

Do you have or are you thinking of purchasing an investment property? Top Mortgages can arm you with all of the information you need to obtain finance for such a purpose as well as offer competitive alternatives to existing loans.

We can give you a good indication as to how much you may borrow for an investment property or properties based on your income, expenditure and net asset position.

There are many lenders that we have access to that offer a variety of products to suit the needs of the investor such as purchasing residential investment property, vacant land, units, inner city apartments, units below 50m2 and much more.

Some lenders even take into account the tax benefits and rent received when determining your maximum borrowing potential.

All of these reasons are a good reason to call Top Mortgages for your property investment requirements.

Looking for a home loan or investment loan? We can help!

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